December 21, 2010

How Do Resources Affect My Supplemental Security Income (SSI) Claim?

Indianapolis Social Security lawyer Scott D. Lewis usually advises his clients to apply for both Social Security Disability Insurance (SSDI) benefits and Supplemental Security Income (SSI) benefits when filing their initial application.  Mr. Lewis believes it is important to apply for both programs because if you are not eligible for one program the other program may be right for you.  Indiana disability claimants should be aware; however, the criteria is different for the two programs.  The Supplemental Security Income (SSI) program will look at an individual’s resources to determine if they qualify financially and how much their monthly benefit might be.

Why does the Supplemental Security Income (SSI) program care about your resources?  Resources are just one of the factors to figure out whether you are eligible for the benefits.  Indiana disability claimants need to know there is a limit for countable resources.  At the current time it is $2,000 for an individual and is $3,000 for a couple.  Indianapolis Social Security Attorney Scott Lewis lets his clients know they will be asked various questions about their resources by the Indiana Social Security Administration (SSA).

What does the Social Security Administration (SSA) consider resources?  This is not limited to, but can include things like:

  • life insurance
  • land
  • personal property
  • cash
  • items that can be changed to cash for food and shelter
  • vehicles

There is also something called “deemed” resources. This can be some of the resources of a spouse, parent’s spouse, and parent, just to name a few.

If you find you have not worked long enough to be awarded Social Security Disability Insurance (SSDI) benefits, then the Supplemental Security Income (SSI) program may be the right fit for you.  If you have questions concerning your Indiana Social Security benefits call Indianapolis disability attorney Scott D. Lewis for a free case evaluation.  You can protect your rights by hiring a qualified Indiana Social Security lawyer.  Attorney Scott Lewis handles a wide range of disabling conditions such as stroke, heart disease, schizophrenia, diabetes, carpal tunnel syndrome, and many other conditions.

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