October 15, 2010

Social Security Disability Benefits

Indiana Social Security Disability Lawyer Scott D. Lewis represents individuals that are unable to work due a disabling condition or a combination of impairments. His disability clients have applied for Social Security disability benefits through the Social Security Administration (SSA) and have been denied disability benefits.  Scott Lewis assists disability claimants with appealing their denied claim at the reconsideration level and at the hearing level.  At the Law Office of Scott D. Lewis, Attorney Scott Lewis and his staff offer a free consultation to all disability claimants prior to representing them in their claim.  When Attorney Lewis is consulting with a disability claimant, he often finds himself explaining to the claimant the different disability programs offered by the SSA. In many cases, the disability claimants are unaware of the two different types of programs.  It’s important for Mr. Lewis to discuss with the claimant what the difference is between these two programs and which, if not both, program(s) is appropriate for the claimant to apply for.  The two disability programs offered by the SSA are Social Security Disability Insurance (also referred as SSDI) and Supplemental Security Income (also referred as SSI).

The SSDI and SSI disability programs are the largest of several Federal programs that provide financial assistance to people with disabilities. While these two programs are different in many ways, both are administered by the SSA and only individuals who have a disability and meet medical criteria may qualify for benefits under either program. Whether you are a disability claimant suffering from cancer, heart disease, mental disorders, back pain, or any other disabling condition, your impairment has nothing to do with which disability program is right for you.  To determine which program you may qualify for it is based on work history and/or your income & resources.

The Social Security Disability Insurance (SSDI) program is a payroll tax funded federal insurance program that is offered to disabled people who have worked long enough (according to Social Security standards) and have paid Social Security taxes.  SSDI payments are paid to qualifying individuals and certain members of their family.

The Supplemental Security Income (SSI) program is paid to disabled individuals who do not qualify for SSDI and are based on the financial need of the individual.

Again, the medical requirements for disability payments under both programs, SSDI & SSI, are exactly the same and each of these programs have the same processes for applying, appealing, and evaluation of the claimant’s disability claim.  Some claimants are unsure of which program to apply for when seeking Social Security disability benefits.  Attorney Scott Lewis advises most claimants to apply for both programs when they become disabled.

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