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February 6, 2015

Receiving Social Security Disability For Crohn’s Disease

Crohn’s disease is becoming a much more commonly diagnosed problem for the clients I represent in my Indiana Social Security disability law practice.  When I see an influx of certain types of cases, I am never sure whether the increase is due to the disease occurring more often, or to doctors making more accurate diagnoses.  Whatever the reason, my clients with Crohn’s disease are unable to perform full time jobs.  If you suffer from Crohn’s disease or any other gastrointestinal disorder that prevents you from working, I believe it is important for you to investigate the possibility of qualifying for Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI) benefits. While the symptoms associated with Crohn’s can vary among individuals, many of my clients complain of the following: Diarrhea Fatigue and weakness Fever Abdominal pain Weight loss The Social Security Administration (SSA) recognizes gastrointestinal disorders in Section 5.00 of its Listing of Impairments.  Crohn’s disease is often evaluated under Subsection 5.06: Inflammatory Bowel Disease.  Many of my clients, though, do not meet all of the specific requirements of this listing.  In those cases, we must show that the symptoms they experience reduce their Residual Functional Capacity (RFC) so much that they cannot perform all of the duties required in full-time work.  Typically, my clients are unable to stay on task because they require frequent bathroom breaks or have debilitating abdominal pain.  They have days in which they are unable to leave their home due to the severity of their symptoms.  I have attended many Social Security disability hearings at which the Vocational Expert (VE) has testified that employers, as a rule, will not tolerate excessive bathroom breaks or two or more absences per month.  If a claimant’s medical records support a finding that he or she would leave the … Continued

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January 16, 2015

I Can’t Work a Full Time Job; Can I Get Social Security Disability?

Many people think of a “disabling condition” as one that prevents a person from performing the physical requirements of a job, such as lifting a certain amount of weight or being able to stand at a work station.  However, many of my clients suffer from impairments that, rather than affecting their physical strength, prevent them from being able to work a full eight hour day or make it in to work every day of the work week.  For example, some of my clients deal with debilitating fatigue; they can perform all the aspects of a job for a few hours but then are too exhausted to continue.  Others suffer from episodic illnesses in which they might be fully functional for a few days or even a few weeks at a time, but they have frequent flares of their symptoms that completely debilitate them for days.  Some of these clients are able to hold down a part-time job but would never be able to work a forty-hour workweek. If you have a severe medical impairment that prevents you from working a full-time job, you may be entitled to Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI) benefits.  It is important to remember, though, that Social Security has rules about how much you can earn while working part time.  If your monthly earnings are higher than their rules allow, Social Security will automatically find that you are not disabled.  Social Security calls this cutoff “Substantial Gainful Activity” (SGA); in 2015, if you make more than $1,090.00 per month gross (before taxes are taken out) your earnings are above SGA.  If you are statutorily blind, the income threshold is quite a bit higher; you can make up to $1,820 before you exceed the SGA level.  If you are working part-time and … Continued

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December 24, 2014

Time Constraints on Appealing Your Indiana Social Security Disability Case

All too often, people call me for help in appealing their Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI) claims, only to find out they have waited too long.  If Social Security denies your claim for Social Security disability benefits, you have sixty days to appeal that decision.  (Actually, Social Security allows five extra days for mailing time, so you have a total of sixty-five days from the date of your denial letter.)  If you have not submitted the appropriate forms before the deadline, Social Security will very likely dismiss your claim.  If that happens, you will probably have to start all over with another initial application. There can be times when the Social Security Administration (SSA) will accept an appeal filed after the deadline, but they will only do so if there is “good cause” for the late filing.  If you forgot the deadline, lost the paperwork, or just didn’t get the forms filled out on time, Social Security probably will not find that you have good cause.  On the other hand, if you were hospitalized, had a death in your immediate family, or never received the denial letter because Social Security sent it to the wrong address, there is a good chance that the SSA will accept your late filing.  Social Security makes a decision about good cause on a case-by-case basis.  The best thing to do is to file the appeal as soon as possible after you receive the denial. How can you make sure you don’t miss Social Security’s filing deadlines?  Here are some tips: Keep your Social Security office informed about changes in your address and/or telephone number. Follow up with Social Security regarding your claim.  In my office, we follow up about once a month during the initial application and reconsideration stages … Continued

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December 12, 2014

Consultative Exams: What Are They And Should You Go?

Many disability claimants are caught off guard when they receive a notice from the Social Security Administration (SSA) for a scheduled doctor’s appointment.   These doctor appointments are called consultative examinations (CE’s).  The SSA will sometimes send SSDI and/or SSI claimants to these examinations if they feel like more information is needed to determine a disabling condition.  It is important that the claimants attend these CE’s.  Failure to appear at a CE may result in the SSA denying the claim. Who are the doctors? The doctors that perform the CE’s are not employed directly by Social Security, but are private doctors that are contracted out by the SSA.  In my experience, this can be good and bad.  The good part is that since the doctors are independent physicians, they should be evaluating the claimant’s condition objectively.  The flip side of this is that since these physicians only see the claimants for a single short visit, (usually around 15 minutes) a thorough evaluation may not be performed. What is the purpose of these exams? The most likely purpose that a claimant is sent to a consultative examination is because of a lack of medical records.  If a claimant is claiming a disability, but there are not any or enough medical records to back it up, or the records are from a long time ago, the claimant’s case reviewer will most likely send the claimant out for a CE.  Hopefully the SSA will attempt to give the claimant a fair shot despite the lack of medical records, but it is usually best not to rely on a consultative examination to prove your disability.  Another scenario that my office sees is when the case reviewer or the judge wants a specific test done that they think could prove or disprove the claimant’s case. … Continued

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November 26, 2014

What Is The Timeline For My Social Security Disability Claim?

Many claimants wonder what the timeline looks like for a Social Security disability claim from start to finish.  The waiting time for a claim can depend on many factors and can vary greatly from case to case. Step 1: Initial Application In my experience, the average waiting time for a decision on the initial application is about 4 months, but this is only an estimate. This wait time can depend on multiple things.  One factor is how quickly your medical providers respond to the Social Security Administration (SSA)’s requests for medical records.  The SSA will request any relevant medical records from the medical providers you listed on your initial application.  In my experience, the turnaround time for medical records can range from one week to a few months.  Another factor that impacts the waiting time at this stage is how long it takes the SSA to obtain additional information it needs about your disabling conditions.  This additional information can come in the form of consultative exams (one-time assessments by doctors who examine you on the SSA’s behalf) or questionnaires about your work history and your activities of daily living.  Finally, the wait time can be longer or shorter based on the SSA’s current workload. Step 2: Request for Reconsideration In my experience, claimants wait approximately 3 months for a decision on a request for reconsideration, but this is only an estimate. The waiting time at this step has the greatest variation among my clients.  Some clients receive a decision within a few weeks, especially if they have not received any additional medical treatment since they completed their initial application.  Others wait months as their adjudicators work to obtain additional information, especially if the claimants have experienced big changes in their disabling conditions since completing the initial application.  Usually this step simply entails a medical records update and … Continued

Filed under: Appeals Process, Claims Process, Evaluation Process, Hearings Process, Social Security Disability Benefits Claims Process, Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI) || Tagged under:
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November 24, 2014

The Social Security Administration’s Five Step Process

Curious as to how the Social Security Administration (SSA) makes their decision on whether a claimant is disabled or not?  The SSA uses a five-step process, called the “sequential evaluation process,” to evaluate whether claimants’ disabilities are severe enough to prevent them from working.  The steps of the process are as follows: Are you working? Yes: If you are working at the time you apply and your earnings are above “substantial gainful activity,” the SSA will find you not disabled. “Substantial gainful activity” means that your gross earnings average more than $1070 a month (or $1800 per month if you are blind), Social Security generally will not consider you disabled.  The amount per month changes from year to year. Note that Social Security is looking only at your earnings, not at your total income.  If you receive money for something other than work activity, like insurance benefits or investment income, Social Security does not consider it at this step. No: If you are not working, or if your gross earnings average less than $1070 per month (or $1800 per month if you are blind), the evaluation proceeds to step two. Is your medical condition “severe?” Yes: Your medical condition is “severe” under Social Security’s rules if: It is a “medically determinable impairment.”  Typically, you must have a diagnosis from a doctor with medical evidence supporting that diagnosis; an explanation from you of the symptoms you experience is not enough. It meets the duration requirement.  Your condition must have lasted or be expected to last at least twelve consecutive months, or it must be expected to end in death. It significantly limits your physical or mental abilities to do basic work activities. No: If your condition has no more than a minimal effect on your ability to basic work activities, the SSA will find you not disabled. Does your … Continued

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November 20, 2014

Appealing Your Indiana Social Security Disability Claim for Cirrhosis of the Liver

Many people find that their initial application for Social Security disability benefits has been denied, even though they have a medical condition, such as cirrhosis of the liver, that may be very severe.  Statistically, you are more likely to be turned down for disability benefits on your initial application than you are to be approved.  Therefore, it is important to follow through with an appeal of  the denial of your claim to improve your chances of obtaining Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI) benefits. The Social Security Administration (SSA) identifies cirrhosis of the liver as a disabling condition that may entitle you to disability payments.  The SSA addresses this condition in its Listing of Impairments at Listing 5.05: Chronic Liver Disease.  This Listing spells out the criteria that allow a patient with cirrhosis of the liver to be found disabled.  If your medical records show that you have certain complications stemming from your diagnosis of cirrhosis, and if medical imaging and testing have severe enough results, you could meet Social Security’s criteria based on your medical records alone.  For more specific details of Listing 5.05, see this blog post. Even if your medical records do not show the specific conditions and test results required to meet the Listing, you may still be disabled under Social Security’s rules if you show that your cirrhosis of the liver symptoms and treatments prevent you from maintaining full time employment.  These symptoms can include, but are not limited to: Fatigue Jaundice or yellowing of the skin Weight loss Nausea Obviously, symptoms may vary from individual to individual, but the effects of these symptoms can powerfully affect your ability to work.  Further, if you have additional medical conditions that cause additional symptoms, the combined effects of all of your medical conditions may prevent you from being able to … Continued

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October 30, 2014

Indiana SSDI Benefits and Your Date Last Insured

The Social Security Administration’s eligibility requirements for Social Security Disability Insurance (SSDI) can be confusing.  If you have applied for SSDI benefits, you may have been told about your Date Last Insured (DLI).  Your DLI is one of the first things Social Security checks when determining whether you are eligible for disability benefits. Most workers either have Social Security taxes deducted from their paychecks or pay them when they file their tax returns on self-employment income.  For each quarter (three-month period) that you earn enough money, Social Security awards you a credit for that quarter.  You must accumulate enough work credits to be eligible for Social Security’s different programs. For Social Security Disability Insurance, not only must you have enough work credits, but you must have enough of them in the last ten years in order to qualify.  Social Security’s formula for calculating the required number of credits is complicated; the number of credits you need varies depending on your age.  However, if you are over the age of thirty you generally need to have worked and earned credits for five of the last ten years.  (If you are younger than age thirty, you generally need to have work credits for about half the time since you turned twenty-one.) Therefore, as time passes after you stop working and earning credits, the fewer of your work credits count toward your eligibility for disability.  Eventually you will reach the point at which you no longer have enough work credits to qualify for disability.  This point is your Date Last Insured.  If it has been several years since you have worked, your DLI may be in the past.  If this is the case, you may still be eligible for SSDI, but you will have to show that you became disabled before your DLI.  If you stopped … Continued

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October 14, 2014

Can I get Social Security disability benefits if I have problems using my hands?

In my Indiana Social Security disability law practice, I see a very wide variety of disabling conditions.  Many of my clients have conditions that affect  their overall physical ability to work; that is, those clients are unable to sit, stand, and walk long enough in combination to complete an eight-hour work day.  Others, though, have impairments that affect specific areas of functioning.  For example, some of my clients have impairments that limit their ability to use their hands.   Even if you can sit or stand for an entire work day without difficulty, the inability to use your hands to pick things up, handle small parts, or manipulate objects might seriously limit the kinds of work you can perform.  In my experience almost all work requires at least the occasional use of  the worker’s hands.  The Social Security Administration (SSA) recognizes this limitation, and many times my clients who are significantly limited in the use of their hands are found disabled based on that limitation. Many types of medical problems may cause a person to lose full use of his hands, including arthritis, neuropathy, carpal tunnel syndrome, or amputation, to name a few.  If you have problems with your hands, Social Security evaluates your ability to work based on your ability to perform the following types of movements: Reaching: extending your hands and arms in any direction Handling: seizing, holding, grasping, turning, or otherwise performing movements that require you to use your whole hand Fingering: picking, pinching, or otherwise performing movements with your fingers If you have difficulties writing, typing, buttoning, zipping, or keeping your grip on things you are holding in your hands, you would likely have difficulty performing work activities that require you to reach, handle, and finger.  These limitations are usually magnified if you have to use your hands for any … Continued

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April 24, 2014

Can I Receive Social Security Disability Benefits for Diverticulitis?

Diverticulitis is a fairly common digestive disease.  The severity and the longevity of the disease can vary greatly, though.  For some patients, a treatment of conservative therapy with bowel rest may be sufficient; others may require more aggressive antibiotics or even surgery. The exact cause of diverticulitis is unknown.  It was previously thought that a high fiber diet may help alleviate the pressure in the colon, thereby lowering the chances of diverticulitis forming.  However, in a study designed to test this theory exactly, it was shown that patients with a high fiber diet actually had an increased frequency of developing diverticulitis. Most cases of diverticulitis are diagnosed by use of a CT scan.  CT scans are cited to be very accurate (98% effective) in diagnosing diverticulitis.  Symptoms of diverticulitis may include one or more of the following: abdominal pain nausea vomiting fever cramping constipation While the Social Security Administration (SSA) does not have a listing that directly addresses diverticulitis in its Listing of Impairments, your diverticulitis may be disabling enough that you meet Social Security’s definition of disability in a different way.  In order to receive Social Security disability benefits for diverticulitis, you must prove one of  two things: the symptoms you experience are at least equal in severity to the symptoms of  another condition in Social Security’s Listings, or the symptoms you experience prevent you from performing all of the demands of a full-time job on a regular and continuing basis. One possible way a claimant might qualify for Social Security disability benefits for diverticulitis is to equal the listing for inflammatory bowel disease (IBD).  IBD is listed under Section 5.06 of the SSA’s Listing of Impairments, and it has many of the same symptoms as diverticulitis.  To meet the listing for IBD you must show one of the following: two … Continued

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