What is Substantial Gainful Activity (SGA) and how does it effect my Social Security disability payments?

Substantial Gainful Activity (SGA) is a term that the Social Security Administration (SSA) uses to define the monthly gross dollar amount a disability beneficiary may earn while receiving disability benefits. If the disability beneficiary earns more than the current SGA rate, the SSA considers that person as being able to engage in competitive employment and will not be considered for disability benefits. 

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