If I Try to Work, Will My Social Security Disability Benefits Stop?

Many hard working Indiana residents struggle to accept the fact they are no longer able to work to support their families due to a disabling condition. Depending on your disability working part time or eventually returning to the work force full time may not be out of the question. There are a few things to consider, such as how much money you can make and what programs the Social Security Administration (SSA) offers to get you back in the workforce.

The first thing a Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) recipient may want to consider is how much money they can make working without jeopardizing their Social Security disability benefits.  This is called the Substantial Gainful Activity (SGA) Amount.  This is a monthly amount an individual cannot exceed after subtracting impairment related work expenses.  SGA is a higher limit for statutorily blind individuals.  In 2010, the monthly dollar amount is $1,640 for statutorily blind individuals and $1,000 for other disabled individuals.

A program of interest for Social Security disability recipients wanting to re-enter the workforce is the Trial Work Period.  In this scenario, a person may try to re-enter the workforce and still have earnings and continue to collect Social Security disability benefits. There are rules covering the Trial Work Period in the link provided above.  Indianapolis Social Security Attorney Scott Lewis receives calls on a weekly basis asking what the provisions are for earning money while collecting Social Security disability benefits and routinely steers these questions for more specific information to the Social Security Administration’s website.

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